Risk management expert witness Alan F. Shirek describes the job of the risk manager: Today’s “best in class” risk manager spends a very minor part of their time tweaking their insurance programs. They have gone beyond that stage. They spend time operating within the “retained risk” area and direct the…
In Truck/Tractor-trailer brakes and accident reconstruction, trucking expert witness Robert Reed writes: Large trucks and tractor-trailers with ABS anti-lock brakes involved in crashes and accidents have complex systems that must be identified and accounted for in reconstruction and causation issues. Misconception as to skid marks at scenes of crashes can…
In his article Insurers: To Rescind Or Not to Rescind?, insurance agency expert witness Akos Swierkiewicz writes: The insurer must have incontrovertible evidence to demonstrate that the fact obtained from the insured is false. • Is the falsity material? Materiality is determined within the context of probable and reasonable influence…
In A Forensic Psychologist’s Report In A Sexual Harassment, Hostile Work Environment And Retaliation Case forensic psychology expert witness Stephen Reich, Ph.D., writes on the criteria for Post Traumatic Stress Disorder from DSM-IV 309.81, Diagnostic and Statistical Manual of Mental Disorders, Fourth Edition, the American Psychiatric Association. (A) The person…
In Annuities for Dummies: A Buyers Guide, annuities expert witness Stephen George writes: Carriers sell three types: Fixed, Indexed-Linked, and Variable. Fixed and Equity Indexed annuities guarantee no risk of loss if held to term. Variable annuities do have market risk. Indexed-Linked annuities guarantee minimum interest, plus index growth participation.…
In Medical Expert Witnesses Are Necessary to Determine Whether the Standard Of Care Was Met, medical expert witness Dr. Barry Gustin writes: Medical expert witnesses in all medical disciplines including medical toxicology and pharmacology are essential to establishing whether or not the standard of care was met in any particular…
In his article Insurers: To Rescind Or Not to Rescind?, insurance agency expert witness Akos Swierkiewicz writes: In most cases, rescission is based on materially misrepresented facts in the policy application, or in underwriting information provided by the insured or its broker. However, unless there is a satisfactory answer to…
In THE PERFECT STORM: The Science Behind Subrogating Catastrophic Flood Losses, hydrology expert witness Richard Van Bruggen writes on the science of hydrology: Hydrology is defined as “a science dealing with the properties, distribution and circulation of water on the surface of the land, in the soil, in underlying rocks,…
In Annuities for Dummies: A Buyers Guide, annuities expert witness Stephen George writes: Generally, annuities are unconditionally backed by insurance companies. By investing conservatively and hedging their exposure to stock and bond market fluctuations, insurance companies can guarantee savers a minimum interest regardless of market down-turns. If indexes rise during…
Prosecutors rested their case Thursday against a Billings, MT, woman charged with aggravated assault after an expert in child abuse told the District Court jury that the 8-month-old victim’s injuries could not have happened from an accidental fall. Dr. Wilbur Smith, a nationally known expert in child abuse and child…