Articles Posted in Researching Experts

Liability insurance expert witnesses may write reports and opine on commercial liability policies, professional liability insurance, and small business liability insurance. On the website Everything Small Business, find the article Small Business Liability Insurance – The 4 Types That You Need To Protect Your Business:

Which Is The Right Small Business Liability Insurance?

How can one choose what type of insurance they need? It involves a process of determining what you need to protect in your establishment and what kinds of risks you’re able to incur.

In Guaranteed Maximum Contracts construction expert witness Paul Gogulski explains the the G-Max contract:

Still another advantage of G-Max occurs when work must start ahead of final drawings. There are often issues that delay completion of the drawings and therefore start of construction. The G-Max format allows owners to minimize risk when proceeding with work ahead of final drawings. It has been my experience to start work on 30 percent completed drawings while obtaining a G-Max price for the entire project based on preliminary drawings and outline specifications. That’s an extreme example, but it does happen.

Insurance fraud expert witnesses may testify on insurance claims, insurance regulations, and associated matters. On their website, the Coalition Against Insurance Fraud writes:

What is Fraud?

Insurance fraud occurs when people deceive an insurance company or agent to collect money to which they aren’t entitled. Similarly, insurers and agents also can defraud consumers, or even each other. Insurance fraud can be “hard” or “soft.”

In Distributor & dealer litigation: How to win cases through the evaluation of the distributor and/or dealer’s performance, marketing expert witness Don E. Smith, President, American Consulting Group, LLC, writes:

THE LIMITATIONS OF USING SALES QUOTAS AS THE PRIMARY MEASURE OF PERFORMANCE A. Often the dominant measure of performance. Frequently a single value.

B. Often defined with very limited information. Can be difficult to defend.

On his website, trucking expert witness Lew Grill, the SAGE Corporation, offers a calculator for horse power:

HORSEPOWER: A unit for measuring the power of motors and engines. one horsepower is the work done at the rate of 33,000 foot-pounds per minute and it is equivalent to 746 watts. It is the power estimated to lift 33,000 pounds one foot high in one minute.

Hours of service expert witnesses may write reports and testify on commercial motor vehicles, trucking safety, commercial motor vehicles, and correlated topics. In Perception of Simulated Driving Performances After Sleep Restriction and Caffeine the Northwestern University Transportation Center shares their research regarding Human Performance in Transportation Safety.

OBJECTIVE: As feelings of alertness are reported to be highly correlated with performance perception, the objective of this study was to determine whether caffeine, a common countermeasure to driver sleepiness, affected a sleepy driver’s ability to monitor his or her simulated driving performance.

Read more: http://www.ncbi.nlm.nih.gov/pubmed/18061746.

In The Case for Forensic Polygraph Testing in Post-Adjudication Sexual Offender Examination and Management, polygraph expert witness Ken Blackstone writes:

In a post-adjudication setting a convicted or committed offender is expected to take periodic polygraph examinations to encourage candor and discourage any lapse or relapse during treatment and supervision. The use of the polygraph in the evaluation and management of convicted and committed sex offenders is of great interest; treatment providers will often agree that the polygraph is the only existing tool for measuring behavior and supervising officers see the polygraph as a way of keeping offenders accountable. A periodic post-adjudication polygraph examination in the community can be used to assess a variety of issues that may include precursors to a reoccurrence and whether the convicted person should be considered for early release of parole or a relaxation of probation controls. These post-adjudication situations are similar in that these examinations will seldom address a specific “issue at hand” and while they are an option the only other option is prison.

Ken Blackstone is an expert regarding polygraph examinations. He is the author of the book Polygraph, Sex Offenders, and the Court (2011, Emerson Books ISBN 978-061-5506-80-7). www.blackstonepolygraph.com

Liability insurance expert witnesses may write reports and opine on commercial liability policies, professional liability insurance, and small business liability insurance. On the website Everything Small Business, find the article Small Business Liability Insurance – The 4 Types That You Need To Protect Your Business:

Small business liability insurance is just as important for your business as health insurance for small business. This is not unlike business health insurance where you would be looking for affordable group health and comparing prices between insurance companies. When it comes to small business liability insurance, you definitely need to do some comparison shopping.

There are several types of small business liability insurances to choose from, just as there are different types of health insurance, including:

In Speaking English is Key to Safety construction safety expert witness Paul Gogulski, BSCE, PE, writes:

Effective communication is a key ingredient of every construction project and is particularly vital in regard to safety issues. Practically speaking, the current policy of promoting bilingual languages as a social-engineering enterprise across a broad spectrum of the nation has a negative impact on the frequency of accidents in the construction industry. The many recent deaths in Las Vegas construction is a grim demonstration of this fact.

OSHA’s general-duty clause states that every employer will furnish a safe place of employment to each employee “free of recognized hazards.” How many more construction accidents will it take to demonstrate that when a contractor’s personnel cannot speak English, a “recognized hazard” already exists?

Insurance regulations expert witnesses may write reports and opine on health insurance, disability insurance, the insurance industry, and correlated matters. On their website, The National Association of Insurance Commissioners explains that:

The NAIC is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer review, and coordinate their regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. NAIC members, together with the central resources of the NAIC, form the national system of state-based insurance regulation in the U.S.

NAIC members are the elected or appointed state government officials who along with their departments and staff, regulate the conduct of insurance companies and agents in their respective state or territory.