In the recent federal case of Mishra et al v. State Farm Fire and Casualty Company, No. 4:2023cv01537 (N.D. Ala. 2025), the court addressed the admissibility of testimony from a Risk Management Expert Witness in the context of a property insurance dispute. This case provides a clear illustration of the rigorous standards courts apply to expert testimony under Federal Rule of Evidence 702 and the Daubert framework, particularly when the expert’s methodology and qualifications are challenged.
Background and Parties
The plaintiffs, the Mishras, filed suit against State Farm Fire and Casualty Company after a retaining wall at their residence collapsed. The Mishras alleged that the loss was covered under their homeowner’s insurance policy, while State Farm denied coverage, contending that the collapse was excluded under the policy’s terms. Central to the dispute was the cause of the wall’s failure and whether it fell within the scope of covered perils.


